What to Expect When Qualifying for a Home Loan in Gilbert Arizona


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When searching for a home to purchase, if you are going to finance the purchase, the first step is to speak with a lender to get qualified for a home loan.  The qualification for a home loan can be completed over the phone and you can expect the lender to inquire on 3 areas:

  • Credit
  • Income
  • Assets

Lender will need the following for an accurate qualification:


  • Complete names
  • SS #
  • Date of Birth
  • Current address  (2 year residence history)


  • Approximate gross annual income (hourly, salary or self employed).
  • Employment history for the previous 2 years


  • Source of funds for down payment and closing costs.  Note: The availability of funds will often determine which is the best loan for you.

 The phone conversation will usually last about 15 minutes and to speak with the lender that I work with and trust to provide you accurate information and good service…call, email or text:


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